When deciding whether to keep investing in mutual funds or sell at the peak, it’s essential to understand that market timing is notoriously difficult. Trying to sell at the peak and buy back during a dip can often lead to missing out on the best-performing days, which can significantly reduce your returns. For example, from 2014 to 2024, missing the top 5 performing days of the Nifty 50 would have cut your returns by nearly 27%. Instead of trying to time the market, staying invested through systematic investments, like SIPs, allows you to ride out market cycles and benefit from long-term growth.