the Qs
the Qs

Can I request the insurer to conduct a medical check-up before buying health insurance?

Insurance
Insurance Q
No, you cannot insist that the insurer conducts a medical check-up before purchasing a health insurance policy. Insurers decide on medical tests based on factors like age and the sum insured. To avoid claim rejections: Get a medical check-up independently before applying. Use the results to accurately disclose pre-existing conditions. Be completely honest about your health history on the application. This minimizes the risk of claim rejection due to non-disclosure. Note that some health plans offer free medical check-ups after a few claim-free years, but only after policy purchase.
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the Qs

Can I request the insurer to conduct a medical check-up before buying health insurance?

No, you cannot insist that the insurer conducts a medical check-up before purchasing a health insurance policy. Insurers decide on medical tests based on factors like age and the sum insured. To avoid claim rejections: Get a medical check-up independently before applying. Use the results to accurately disclose pre-existing conditions. Be completely honest about your health history on the application. This minimizes the risk of claim rejection due to non-disclosure. Note that some health plans offer free medical check-ups after a few claim-free years, but only after policy purchase.
Rectangle 5937

Get access to Personal Finance Insights you will actually want to read!

Join 12,000+ readers who receive practical and actionable insights decoding Personal Finance right to their mail box to learn all about money!
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Recent Posts

Should you buy or rent a house?

It's been a hot topic since 1990's and still none of us know the exact difference or what's the right choice. Let's change that!

Expense Ratio

An explainer on how a small charge called the expense ratio can quietly eat into your mutual fund returns—especially over the long run.

How the rich save taxes?

A peek into how the rich save taxes—featuring smart strategies explained with examples to help you keep more of what you earn.

Direct or Regular Mutual fund—which one should you pick?

Mutual funds sound simple, right? But wait—there’s a sneaky choice hiding in there! Let’s unravel this mystery and set you up for the win!

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Tax Saving Strategy, Personal finance course, Finance with Dime, Financial freedom guide, Wealth-building strategies, Investing tutorials, Financial planning tools, Interactive finance classes, Finance community app, Master personal finance, Step-by-step guide to financial freedom,Tax-saving strategies', Mutual fund SIP guide, Income tax calculator,Best investment plans for 2024, NPS tax benefits, HRA tax exemption guide,Equity vs. debt mutual funds, How to file ITR online, Tax-free income sources, Old vs. new tax regime comparison, Top-performing SIPs in India, Retirement planning tips, Financial planning for millennials, Budgeting tips for professionals, Government schemes for senior citizens

Why join Dime's Tax Strategy Masterclass?

Comprehensive

Practical

Case Studies

This isn’t a normal masterclass. You will get a comprehensive hands-on experience of various “Tax Strategies” with our proven case-study based approach.

Get access to in-house built powerful Old vs. New Tax regime calculator, tax handouts, and more.
Thousands have benefited you can too!
Enroll Now

2000+ People have already saved Taxes

Tax Saving Strategy, Personal finance course, Finance with Dime, Financial freedom guide, Wealth-building strategies, Investing tutorials, Financial planning tools, Interactive finance classes, Finance community app, Master personal finance, Step-by-step guide to financial freedom,Tax-saving strategies', Mutual fund SIP guide, Income tax calculator,Best investment plans for 2024, NPS tax benefits, HRA tax exemption guide,Equity vs. debt mutual funds, How to file ITR online, Tax-free income sources, Old vs. new tax regime comparison, Top-performing SIPs in India, Retirement planning tips, Financial planning for millennials, Budgeting tips for professionals, Government schemes for senior citizens

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