chandralekha, Author at Your Personal Finance Ecosystem!

October 19, 2024 / By chandralekha

How much emergency fund should I have, and where to save it? Should I keep it in a separate account or invest?

Honestly, on the conservative side, one should have at least 12 months worth of living expenses as emergency savings and you cannot just create this once and forget about it.…

Saving

September 28, 2024 / By chandralekha

I earn 3.5 lakhs in salary and no tax is cut from my salary slip. Should I still file taxes after 31st March?

Yes, you have to file it because of the advantages that you get. For example, it serves as income and address proof both for you. Your visa approval and loan…

Tax

September 23, 2024 / By chandralekha

Lorem Ipsum is simply dummy text of the printing

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a

Insurance

September 21, 2024 / By chandralekha

The Tax Deductions Guide: From u/s 80C to u/s 80U

You know that government charges tax on the money we earn right? Which is nothing but our Income. But they are not fully happy charging tax on 100% of Income!

Mutual Funds

September 20, 2024 / By chandralekha

The Tax Deductions Guide: From u/s 80C to u/s 80U

You know that government charges tax on the money we earn right? Which is nothing but our Income. But they are not fully happy charging tax on 100% of Income!

Mutual Funds

September 14, 2024 / By chandralekha

Is it possible to have both a corporate health insurance policy and an individual health insurance policy simultaneously in India?

Yes, it is 100% possible and it is required to get an individual health insurance policy by yourself because most of the time the corporate health insurance policy is inadequate…

Insurance

July 16, 2024 / By chandralekha

How to Choose the Right ITR Form for Your Income?

Choosing the wrong form while filing your Income Tax Returns can result in high penalties. Here's how to pick the right ITR form for a smooth filing process.

Tax

July 13, 2024 / By chandralekha

I got my first paycheck today and I want to start investing right away, should I start mutual fund SIPs?

SIPs (Systematic Investment Plans) are a great way to save regularly and avoid timing the market. Pick the right mutual funds based on your goals and risk comfort, like debt,…

Investment

July 13, 2024 / By chandralekha

CTC

The term CTC is more relevant to your employer than to you! Let's understand what it means for you and the money you take home.

Salary

July 9, 2024 / By chandralekha

Debt & Equity: How to choose the right one for you?

Mutual funds seem safe and easy with very less decisions to make. But wait, Debt or Equity which one is better for you? Let's settle this once and for all!

Mutual Funds

Author name: chandralekha