NBFC
An explainer on NBFCs, their types, how they differ from banks, and how they help individuals access quick and flexible loans.
Where does your Fuel Money go?
A look at fuel prices across India, highlighting regional variations, tax breakdowns, and where your money goes when filling up.
Can I request the insurer to conduct a medical check-up before buying health insurance?
No, you cannot insist that the insurer conducts a medical check-up before purchasing a health insurance policy. Insurers decide on medical tests based on factors like age and the sum…
What should I do with credit cards that I no longer use?
You can dispose of unused credit cards, but credit cards that aren’t in regular use can still serve a purpose in personal finance. Keeping older cards active, especially those without…
NAV
A simple guide to understanding NAV, covering its meaning, calculation, and importance for investment decisions.
The Changing face of Indian Digital Economy
A bird's eye view of India's booming digital economy, highlighting population trends, digital adoption, and financial engagement across various sectors.
InvITs
You can invest in highways with less than ₹100! Yes, and not only highways, but power plants and much more. Want to know where and how? Read on!
Great Grand Indian Weddings: How Much Are Indians Really Spending?
51 Lakhs on a wedding? Yes that’s how much Indians spend on average. Well, that’s not it! There’s more shocking info about Grand Indian Weddings ahead!
What is the process to dispute an unauthorised charge on my credit card, and what steps should I follow to ensure it’s resolved?
If you notice an unauthorised charge on your credit card, act quickly. First, contact your bank’s customer support and report the issue, providing details like the transaction date, amount, and…
My dad pays ₹50,000 monthly for life insurance but is retiring and can’t continue. The insurer says we won’t get refunds if we stop now. How can we recover some money?
If you’re looking at ways to deal with traditional life insurance policies, there are usually two paths One is surrendering the policy, which lets you stop payments and get a…
HRA
Rent helps you save tax! Yes, say thanks to the IT department for a provision to help you save tax on your rent. Check this out for the deets!
I just joined Infosys recently and I am a complete fresher in income tax. What does assessment year and financial year mean?
In India, there are three types of years. There are normal birthdays that you celebrate. That is the year that you consider aging is called the calendar year. It starts…
No-Claim Bonus
Buy + no use = Rewards? Yes, the insurance companies are crazy! They reward you for not claiming your insurance. Here’s how it works!
I’ve been using a Pay Later service for three years, always paying on time. My credit score was close to 800, but it has dropped over the last two cycles. Why am I losing points despite timely payments? Are they pushing me to get a credit card?
Your credit score may drop despite timely payments on Buy Now, Pay Later (BNPL) services due to several factors. Having multiple BNPL accounts can lower your average account age, which…
My landlord is refusing to give his PAN card number. Can I still claim HRA?
If you’re paying an annual rent of more than 1 lakh rupees, then compulsorily you will have to submit your landlord PAN to your employer so that your employer deduct…