Where to invest when the stock market is at all time highs?
Market highs seem tempting, but don't forget how risky it could be. Is it possible to join the trend without getting hard? Yes, there is!
I am a middle-class taxpayer and i want to maximize my savings. With the new budget announced, please give me the deductions and exemptions introduced for middle-class taxpayers?
The new tax regime offers increased deductions that can help you save more effectively. The standard deduction limit has been raised to ₹75,000 from ₹50,000, giving you additional relief. For…
Why your insurance claim might get denied?
Insurance isn't as easy as it looks. Did you know? More than 10% claims get rejected annualy! Here's why and how not be in that 10%.
What’s Changed in the FY 2024-2025 Union Budget?
The budget goes on and on for hours or even days.. Who listens to the whole budget? Just tell me what I need to know, right? Here's everything that's changed…
Is it good to keep opening new credit cards and transferring balances for lower rates?
When you’re considering a balance transfer between credit cards, remember to close the original card after transferring the balance. Many people forget this and end up with two large balances…
What’s changed in the Union Budget 2024?
A bird's eye view of the most important tax reforms, including changes to income tax slabs, capital gains, deductions, and how these updates will impact you.
STP
Heavily invested in one asset and want to spread out? Can't do it all at once, thanks to market risk. But here's how you can automate this transfer systematically.
How much money should I save every month to retire happily?
First question to ask would be how much money to earn to retire early. Saving comes automatically when you actually earn more. Now to understand how much exactly you’re spending…
I am considering taking a life insurance policy but I am also interested in any tax benefits that might come with it. Can you tell me more about it?
Yes, so when you buy a term insurance, you start paying a premium every year, and you can use this premium as a deduction under Section 80C which comes with…
Last year I had invested in a 5 year post office time deposit and showed it for tax deduction. Here is my doubt. Can I claim the same this year too until 5 years of completion?
So tax is computed based on all your incomes received in the previous year. Similarly, any tax saving investments or tax saving expenses is also considered only if done for…
How many years will the NPS pay pension?
When you choose an NPS pension plan, the duration of your pension depends on the plan you pick. Some plans give you a pension for as long as you live.…
Do’s and Don’ts you must follow while Filing your ITR!
Filing your returns can get more hectic than making money! And god forbid the doubts and dillemas. But, we got you! Here's a deatiled list of Do's and Dont's while…
My employer did not let me claim my HRA component. Can I claim it while filing taxes?
So let’s say you have your HRA component clearly mentioned in your salary breakup, but your employer did not let you claim it because you did not submit your investment…
Can my spouse and I apply for a personal loan together?
You can apply for a personal loan on your own or with a co-applicant, such as your spouse or parents. Applying jointly can increase your chances of getting a larger…
I have been employed by two employers during the same year. Can I claim a basic exemption of 2.5 lakhs against each of the salary incomes?
Look, whether it is the old tax regime or the new tax regime, incomes from both your employers are added together under the head income from salary and this is…