It’s great that you’re diversifying across categories, but it's important to check if your mutual funds have overlapping holdings. If multiple funds hold similar stocks, especially within the same category, it can reduce your portfolio’s diversification and increase risk. Here’s what you can do: -Use online tools to analyze the overlap between your funds. -If the overlap is high (e.g., above 30%), you might want to reconsider some funds. -Aim for low overlap to ensure you're getting the benefits of diversification across different sectors and strategies. So, while having multiple funds can help, it’s essential to balance them carefully to avoid unnecessary risks